Dilipilot turns a borrower-and-seller document dump into a reviewed financial spread, an adjusted-earnings bridge, and a debt-service model — every figure traced back to the page it came from. Built for SBA brokers, packagers, and repeat SMB buyers.
Models extract, classify, and propose. They never calculate the totals, ratios, or schedules — those stay deterministic, reviewable, and tied to evidence.
Drop in tax returns, P&Ls, debt schedules, and bank statements. Every file is checksummed, versioned, and stored privately — each extracted figure keeps a line back to its page, table, and cell.
Raw seller labels become a canonical chart of accounts across three years and TTM. Confidence scores ride along, and unparseable rows are surfaced — never silently dropped.
Deterministic tie-out checks — subtotals, cross-footing, net-income and gross-profit ties, tax-return vs. statement. Material failures block readiness instead of being quietly repaired.
Owner comp, one-time items, and personal expenses are proposed with evidence and confidence. You accept, reject, or edit each one — and the adjusted-earnings bridge reconciles to the cent.
Sources and uses, a monthly debt schedule, DSCR, and liquidity runway under base, downside, and severe-downside cases. Assumptions stay explicit; the math is Decimal-exact.
One reviewed, source-linked package — spread, bridge, financing model, and assumption register — assembled deterministically and exported to share. It cites every figure and hides nothing material.